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Boat insurance

Boat insurance is often cheaper than car insurance. The cost will vary depending on the age and type of boat.

Specialist marine insurers are easy to locate via the internet, adverts in the waterway press or from your boat builder or broker.

You need third party insurance cover for at least £2,000,000 if you want to purchase a boat licence. This will safeguard the owner or person in charge of the boat from claims made against you for injury or damage in the event that your boat is involved in an accident. You may also choose to take out a comprehensive policy to cover your own boat and crew.

When purchasing insurance read the small print carefully, especially when it comes to salvage costs should the worst happen. Not all policies cover salvage following a sinking or a fire and the recovery costs can often be thousands of pounds.

Last date edited: 3 November 2016